At Shincoglobal.com we offer various payment options:PayPalBank CardsCardsWe accept the following cards:VisaMasterCardAmerican ExpressDiscoverJCB CardCredit or debit card options will be available when checking out. We secure your card with the highest security and work with your bank card-issuer while we process your order.We strongly encourage not to use gift cards or pre-paid cards for payment as they may cause problems if a refund is issued.Verified by Visa & MasterCard SecureCodeShinco provides secure online payment methods. That’s why we’ve added an extra level of security for Visa and MasterCard payments, which protects you from the unauthorized use of your credit card. 3-D Secure technology consists of the programs Verified by Visa and MasterCard SecureCode.When you choose credit card during checkout, a new window will appear, requesting your personal security code. Your financial institution will authenticate the transaction within seconds, as well as confirm that you are the individual making the purchase.PayPalWhen you choose PayPal during checkout, you will be redirected to their website where you can log in and finalize the payment. For more information, please visit the PayPal website. PayPal website.Why has my payment been declined?If you’re having trouble paying with a credit or debit card, declined payments can be caused by one or more of the following:Credit Card:– The name and address of the card holder do not match the billing details. Make sure that all details, such as the card number, expiration date, and CVV code, are entered correctly, and check that the name and billing addresses are exactly as they appear on your card statement.- We require a credit or debit card issued by a U.S. based bank or financial institution or your card is not authorized for international payments (Shinco and all transactions are carried out in the USA).– Your card has reached the limit for internet transactions.– The transaction page has timed-out.– Leaving the page before finishing the check-out procedure.PayPal:– The transaction page has timed-out.– Leaving the page before finishing the check-out procedure.– Your PayPal account has insufficient funds or is not linked to any secondary option like a bank account or a credit card.Please contact PayPal for detailed questions concerning your PayPal account.